Technical Terms Glossary

Essential technical terms with formulas, explanations, and practical applications across multiple disciplines.

💰 Finance Terms

Compound Interest

Interest calculated on initial principal and accumulated interest.

A = P(1 + r/n)nt

Where: A = Future value, P = Principal, r = Rate, n = Compounds per period, t = Time

Calculate compound interest →

Amortization

Gradual repayment of loan principal over time.

PMT = P × (r(1+r)n) / ((1+r)n-1)

Where: PMT = Payment, P = Principal, r = Rate per period, n = Total payments

Calculate amortization →

Return on Investment (ROI)

Performance measure of an investment's profitability.

ROI = (Gain - Cost) / Cost

Where: Gain = Final value, Cost = Initial investment

Calculate ROI →

Annual Percentage Rate (APR)

Annual rate charged for borrowing including fees.

APR = ((Fees + Interest) / Principal) × (365/n) × 100

Where: n = Loan term in days

Calculate APR →

Net Present Value (NPV)

Difference between present cash inflows and outflows.

NPV = Σ (CFt / (1+r)t) - Initial Investment

Where: CF = Cash flow, r = Discount rate, t = Time period

Calculate NPV →

Weighted Average Cost of Capital (WACC)

Average rate a company pays to finance its assets.

WACC = (E/V × Re) + (D/V × Rd × (1-Tc))

Where: E = Equity, D = Debt, V = Total value, Re = Cost of equity, Rd = Cost of debt, Tc = Tax rate

Calculate WACC →

🔬 Science Terms

Ohm's Law

Relationship between voltage, current, and resistance.

V = I × R

Where: V = Voltage, I = Current, R = Resistance

Calculate Ohm's Law →

Mass-Energy Equivalence

Relationship between mass and energy in physics.

E = mc2

Where: E = Energy, m = Mass, c = Speed of light

Calculate energy →

Boyle's Law

Relationship between pressure and volume of gas.

P1V1 = P2V2

Where: P = Pressure, V = Volume

Calculate gas laws →

Hooke's Law

Force needed to extend/compress a spring.

F = -kx

Where: F = Force, k = Spring constant, x = Displacement

Calculate spring force →

Beer-Lambert Law

Absorption of light by a solution.

A = εlc

Where: A = Absorbance, ε = Molar absorptivity, l = Path length, c = Concentration

Calculate absorbance →

Radioactive Half-Life

Time for half of radioactive atoms to decay.

N = N0 × (1/2)t/t½

Where: N = Remaining quantity, N0 = Initial quantity, t = Time, t½ = Half-life

Calculate half-life →

🧮 Math Terms

Pythagorean Theorem

Relationship in right-angled triangles.

a2 + b2 = c2

Where: a,b = Legs, c = Hypotenuse

Calculate triangle sides →

Quadratic Formula

Solution to quadratic equations.

x = [-b ± √(b²-4ac)] / 2a

Where: a,b,c = Coefficients of ax²+bx+c=0

Solve quadratic equations →

Law of Cosines

Generalization of Pythagorean theorem.

c² = a² + b² - 2ab cos(C)

Where: a,b,c = Triangle sides, C = Angle opposite side c

Calculate triangle →

Fibonacci Sequence

Recursive sequence where each number is the sum of the two preceding ones.

F(n) = F(n-1) + F(n-2)

Where: F(0)=0, F(1)=1

Generate sequence →

Combinations

Number of ways to choose items without regard to order.

C(n,k) = n! / (k!(n-k)!)

Where: n = Total items, k = Items to choose

Calculate combinations →

Permutations

Number of ordered arrangements of items.

P(n,k) = n! / (n-k)!

Where: n = Total items, k = Items to arrange

Calculate permutations →

⚙️ Engineering Terms

Torque

Rotational equivalent of linear force.

τ = r × F

Where: τ = Torque, r = Distance vector, F = Force vector

Calculate torque →

Stress

Internal resistance to deformation.

σ = F / A

Where: σ = Stress, F = Force, A = Cross-sectional area

Calculate stress →

Reynolds Number

Predicts flow patterns in fluid dynamics.

Re = (ρvL)/μ

Where: ρ = Density, v = Velocity, L = Characteristic length, μ = Viscosity

Calculate flow →

Heat Transfer

Rate of heat flow through a material.

Q = kA(ΔT)/d

Where: Q = Heat flow, k = Thermal conductivity, A = Area, ΔT = Temp difference, d = Thickness

Calculate heat transfer →

Gear Ratio

Ratio of rotational speeds of gears.

GR = Ndriven / Ndriver

Where: N = Number of teeth

Calculate gear ratio →

Bernoulli's Principle

Relationship between pressure and velocity in fluid flow.

P + ½ρv² + ρgh = constant

Where: P = Pressure, ρ = Density, v = Velocity, g = Gravity, h = Height

Calculate fluid dynamics →

❤️ Health Terms

Body Mass Index (BMI)

Measure of body fat based on height and weight.

BMI = weight(kg) / height²(m)

Where: weight in kg, height in meters

Calculate BMI →

Basal Metabolic Rate (BMR)

Calories burned at complete rest.

BMR (men) = 88.362 + (13.397 × weight) + (4.799 × height) - (5.677 × age)

Where: weight in kg, height in cm, age in years

Calculate BMR →

Total Daily Energy Expenditure (TDEE)

Total calories burned including activity.

TDEE = BMR × Activity Factor

Where: Activity Factor = 1.2-1.9 based on exercise level

Calculate TDEE →

Body Fat Percentage

Estimate of body composition.

Navy Method: Multiple skinfold measurements

Uses neck, waist (and hip for women) circumferences

Calculate body fat →

One Repetition Maximum (1RM)

Maximum weight that can be lifted once.

Epley Formula: 1RM = w × (1 + r/30)

Where: w = Weight lifted, r = Reps performed

Calculate 1RM →

VO₂ Max

Maximum oxygen uptake during exercise.

VO₂ Max = 15 × (HRmax/HRrest)

Where: HRmax = Max heart rate, HRrest = Resting heart rate

Calculate VO₂ Max →

📊 Statistics Terms

Standard Deviation

Measure of data dispersion.

σ = √(Σ(x - μ)²/N)

Where: x = Data point, μ = Mean, N = Number of data points

Calculate SD →

Correlation Coefficient

Measure of linear relationship between variables.

r = Σ[(x - x̄)(y - ȳ)] / √[Σ(x - x̄)²Σ(y - ȳ)²]

Where: x,y = Variables, x̄,ȳ = Means

Calculate correlation →

Confidence Interval

Range of plausible values for a parameter.

CI = x̄ ± z × (σ/√n)

Where: x̄ = Sample mean, z = z-score, σ = SD, n = Sample size

Calculate CI →

P-value

Probability of results under null hypothesis.

Calculated from test statistic distribution

Depends on specific statistical test used

Calculate p-value →

Linear Regression

Modeling relationship between variables.

y = a + bx + ε

Where: y = Dependent, x = Independent, a = Intercept, b = Slope, ε = Error

Calculate regression →

Z-score

Standardized measure of distance from mean.

z = (x - μ) / σ

Where: x = Data point, μ = Mean, σ = Standard deviation

Calculate z-score →